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Stephanie Land Source: Simon and Schuster Stephanie Land’s daughter, Emilia, was 7 months old when Land was forced to leave her volatile life partner. What came next for the single mother was homelessness and food insecurity — but somehow, at the same time, Land also worked to finish her college degree and pursue a writing career.

Delmaine Donson | E+ | Getty Images Health savings accounts offer perhaps the best tax perks relative to other investment accounts. But most account holders use them in a way that dilutes their benefits, data shows. Just 19% of HSA participants invest their account assets, according to a new survey by the Plan Sponsor Council

Alexander Spatari | Moment | Getty Images Americans who move abroad still have a responsibility to file their taxes with the IRS, sometimes in addition to taxes paid in their place of residence. Unsurprisingly, the thought of renouncing their U.S. citizenship may have crossed their minds at least once. However, experts advise against the move.

kate_sept2004 | E+ | Getty Images Whether you’re starting to invest or nearing retirement, there are several ways to use exchange-traded funds, or ETFs, to achieve your financial goals, experts say. An ETF is like a basket of individual assets, such as stocks or bonds, with shares that trade on an exchange throughout the day.

Tetra Images | Digitalvision | Getty Images Feeling the pressure of inflation and rising interest rates over the past few months, an increasing number of consumers have been making credit card payments 30 days late or more, according to the Federal Reserve Bank of New York’s latest Quarterly Report on Household Debt and Credit. That

Kathrin Ziegler | Digitalvision | Getty Images Exchange-traded funds have become a pillar of the investment world since their debut in the early 1990s. In the three decades since inception of the first U.S. ETF — the SPDR S&P 500 ETF Trust (SPY), in 1993 — investors have poured $7.2 trillion into such investment funds,

Getty Images For millions of people, it’s time to compare benefits and prices and pick health coverage on the Affordable Care Act health insurance marketplaces. Open enrollment on those plans started on Nov. 1 and typically lasts through Jan. 15, though that will be extended to Jan. 16 in 2024 due to a federal holiday.

Peshkova | Istock | Getty Images Fixed-income investing is entering an exciting new era, and investors should take notice. Decades of low interest rates, engineered by global central banks, have suppressed the bond market’s ability to generate attractive and reliable returns. But in recent quarters, we have witnessed a dramatic shift higher in interest rates,

Jitalia17 | E+ | Getty Images The U.S. Department of the Treasury announced Series I bonds will pay 5.27% annual interest from Nov. 1 through April 2024, up from the 4.3% annual rate offered since May. Tied to inflation, investors can claim 5.27% for six months — the fourth-highest I bond rate since 1998 —

Insta_photos | Istock | Getty Images Inheriting an individual retirement account can be a welcome surprise. But the gift comes with mandatory withdrawals for heirs and following the rules can be difficult, experts say. According to the Secure Act of 2019, certain heirs now have less time to deplete inherited accounts due to a change

Secretary of Education Dr. Miguel Cardona speaks during the National Action Network National Convention in New York, April 12, 2023. Jeenah Moon | Reuters The Biden administration announced on Tuesday a finalized plan to improve its oversight of higher education institutions and to bolster consumer protections for student loan borrowers. “We are raising the bar

Halfpoint Images | Moment | Getty Images Saving for retirement is one thing, meeting your goals in the golden years is another. That’s where worry creeps in. Among older workers, just 34% of baby boomers and 26% of Gen Xers feel like they’re on the right track with their retirement savings, according to a recent