Odilon Dimier | PhotoAlto | Getty Images Even though more students feel priced out of college entirely, there are efforts to improve access to higher education that seem to be working. In 2011, San Francisco made headlines when it became the first city in the nation to kick off a college savings account with $50
Personal finance
Getty Images There are two kinds of risk that investors should understand when building a portfolio: risk tolerance and risk capacity. They describe different aspects of a person’s risk profile — and ignoring them can put investors “in a really bad situation,” said Charlie Fitzgerald III, a certified financial planner based in Orlando, Florida. Asset
John M Lund Photography Inc | Digitalvision | Getty Images Most Americans will have to rely on their savings to fund their retirement, but financial stress makes it hard for many workers to save. A new CNBC Your Money Survey conducted by SurveyMonkey found that 74% of Americans are feeling financially stressed, up from 70%
FG Trade | E+ | Getty Images “Know your worth,” career experts often say. But when it comes to salary expectations, American workers are already setting the bar high. What some labor economists are calling a “near-perfect” job market has helped propel the amount of money most job applicants would accept to a record this
Taylor Swift performs onstage during “Taylor Swift | The Eras Tour” at SoFi Stadium on August 09, 2023 in Inglewood, California. Kevin Winter/tas23 | Getty Images Entertainment | Getty Images To quote Taylor Swift, “It’s a cruel summer” — especially for some consumers falling prey to common scams. Swift fans eager to buy tickets may
Gary Burchell | Getty Images More couples are becoming homeowners before tying the knot. Unmarried couples make up 18% of all first-time homebuyers, up from just 4% in 1985, according to a 2022 report by the National Association of Realtors. The organization mailed out a survey in July 2022 and received a total of 4,854
Close up upset businesswoman in glasses having problem with laptop, broken or discharged device, confused unhappy woman looking at computer screen, reading bad news, unexpected debt or spam Fizkes | Istock | Getty Images The interest on federal student loans has started accruing again. Since March 2020, the interest rate on most government-owned education debt
Bitcoin Umit Turhan Coskun | Nurphoto | Getty Images Even as the Securities and Exchange Commission delays a decision on several applications for the first spot bitcoin exchange-traded fund, many in the crypto industry are still feeling optimistic for a future blessing from the agency. SEC filings dated Aug. 31 indicated the agency would give
Prospective buyers visit an open house for sale in Alexandria, Virginia. Jonathan Ernst | Reuters With record-high home prices and soaring mortgage interest rates, homeownership has become increasingly unaffordable — and hidden costs can surprise first-time buyers, experts say. Indeed, everyday home expenses, including utility bills, property taxes, insurance and home maintenance, cost the average
In this article LUV Follow your favorite stocksCREATE FREE ACCOUNT Whenever you’re traveling somewhere by plane, you have to pack, get to the airport, go through security, find your gate and — in the last step before you can finally relax while being taken to your destination —board the aircraft. “Boarding is one of the
Artistgndphotography | E+ | Getty Images Most Americans see climate change as a major threat. But income level seems to guide one’s willingness or ability to live a greener lifestyle. Fifty-nine percent of high-income consumers always or often choose sustainable products, whereas that’s true for only 44% and 42% of mid- and low-income households, respectively,
Drazen Zigic | Istock | Getty Images Navigating the public service loan forgiveness program has been famously difficult. Fortunately, student loan borrowers may find that the process is getting a little easier. The U.S. Department of Education announced this summer that the PSLF application can now be done completely online, including the required signatures by