Personal finance

Getty Images If you’re planning to donate to charity on Giving Tuesday, it can be tricky to claim a deduction on your taxes, experts say. Americans funneled an estimated $3.1 billion to their favorite organizations in 2022, a 15% increase from 2021, according to GivingTuesday. While tax breaks generally aren’t the main reason for giving,
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Team of millennial colleagues sharing ideas for new business start up, togetherness, innovation, diversity 10’000 Hours | Digitalvision | Getty Images More workers are getting access to a Roth savings option in their 401(k) plans. In 2022, 89.1% of employers that sponsor a 401(k) plan allowed workers to set aside money in a Roth account,
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In this article ZG Follow your favorite stocksCREATE FREE ACCOUNT A couple assembling furniture. Drazen_ | E+ | Getty Images Gen Z and millennials are “hacking” the housing market as high prices and interest rates make affordability difficult. The term “house hacking” refers to the practice of renting out a portion of your home or
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Fg Trade | E+ | Getty Images More investors are getting access to investments previously earmarked for the wealthiest members of society — but it may be risky for some to participate, experts said. Private investments — such as private equity funds, hedge funds, venture capital funds and stock in early stage companies — typically
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Ольга Носова | Istock | Getty Images If you’re retired and giving to charity this season, there’s a planning move that can reduce your 2023 taxes while donating to a worthy cause, experts say. The strategy, known as qualified charitable distributions, or QCDs, allows retirees to transfer money from an individual retirement account to an
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Rear view of couple traveling through car. Maskot | Maskot | Getty Images A recall on your vehicle can derail your travel plans, depending on the issue at hand.  It’s an issue plenty of drivers have to consider this fall. Subaru, Volkswagen, General Motors, Mercedes-Benz, Toyota and Honda Motor are among the vehicle manufacturers that
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By most accounts, Black Friday and Cyber Monday promise some of the lowest prices of the season. And in 2023, more people than ever plan to take advantage of the five-day shopping event that begins on Thanksgiving Day and continues through the following Monday, according to the National Retail Federation’s annual survey. This year, holiday
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Allison Bornstein, author of “Wear It Well”. Photo: Jennifer Trahan It’s not often we’re told to buy less, at least on social media. More likely, we’re encouraged to wear Loro Piana cashmere baseball hats and carry $300 Smythson notebooks like Gwyneth Paltrow in the name of “quiet luxury” and justify such expensive purchases using “girl
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Engaged couple embrace. Bryan Miguel | Moment | Getty Images Holiday gifts aren’t the only pricey thing on shoppers’ lists right now. We’re also approaching peak engagement season for couples in the U.S., or the time between Thanksgiving and Valentine’s Day, according to wedding site The Knot. Consumers in the market for a diamond engagement
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